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The Contractors Plan Loan Program, Inc. Terms of Use
These terms and conditions of use (Site Terms) apply exclusively to the access and use of this website, so please read them carefully. They do not alter in any way the terms or conditions of any other agreement you may have with The Contractors Plan for other products or services. The Contractors Plan reserves the right to change or modify any of the terms and conditions contained in the Site Terms or any policy or guideline of the Site, at any time and in its sole discretion. Any changes or modification will be effective upon posting of the revisions on the Site. Your continued use of this Site following the posting of its changes or modifications will constitute your acceptance of such changes or modifications.

BY ACCESSING, BROWSING, AND USING THIS SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS DESCRIBED BELOW AND ALL POLICIES AND GUIDELINES INCORPORATED BY REFERENCE. IF YOU DO NOT AGREE TO THESE SITE TERMS OR ANY SUBSEQUENT MODIFICATION, DO NOT ACCESS, BROWSE OR OTHERWISE USE THIS SITE.

If you have any questions regarding the use of the Site, please refer first to the FAQs Page. If you have any other questions or comments about the Site or its contents you should contact us directly at: Some Email Address or Phone Number.

Privacy Policy
The Contractors Plan strongly believes in protecting user privacy, so please refer to our Privacy Statement by clicking here. to fully understand how The Contractors Plan uses and collects personal identifying information. The Privacy Policy is expressly incorporated herein by reference.

Licenses and Site Access
Subject to the terms outlined below, The Contractors Plan grants you a limited license to make personal use only of the Site. Such grant does not include, without limitation: (a) any resale or commercial use of the Site or content therein; (b) making derivative uses of the Site or its contents; or (c) use of any data mining, robots, or similar data gathering and extraction methods. Except as expressly stated in these Site Terms, you are not conveyed any right or license by implication, or otherwise in or under any patent, trademark, copyright, or proprietary right of The Contractors Plan or any third party. No logo, graphic, sound, image, text or other element from the Site may be reproduced, copied, redistributed or retransmitted unless expressly permitted by The Contractors Plan.

Copyright
All copyrighted and copyrightable materials on this Site, including, without limitation, the Contractors Plan logo, test, graphic, design, pictures, sound files and other files, are Copyright © 2009 The Contractors Plan. ALL RIGHTS RESERVED.

Export Restrictions
Any software and all underlying information and technology downloaded from this Site (collectively the Software) by you is subject to U.S. export controls, including the Export Administration Act (50 U.S.C. Appx. §§ 2401 et seq.) and the Export Administration Regulations (EAR, 50 C.F.R. Parts 730- 774), and may be subject to export or import regulations in other countries. You are responsible for complying with all trade regulations and laws both foreign and domestic. Except as authorized by law, you agree and warrant not to export or re-export the Software to any country, or to any person, entity, or end-user subject to U.S. export controls, including without limitation persons or entities listed on the U.S. Department of Commerce Bureau of Export Administration's Denied Parties List and the U.S. Department of Treasury's Specially Designated Nationals. You further represent and warrant that no U.S. federal agency has suspended, revoked, or denied your export privileges.

Disclaimers
The Contractors Plan DOES NOT REPRESENT OR WARRANT THAT THIS SITE OR ITS SERVER(S) ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Limitation of Liability
IN NO EVENT SHALL The Contractors Plan Loan Program, INC. BE LIABLE FOR ANY SPECIAL, INDIRECT, PUNITIVE OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO LOSS OF USE, LOSS OF PROFITS, OR LOSS OF DATA.

Applicable Law
These Site Terms will be governed by the laws of the State of New York without reference to its choice of law rules.

Termination
Notwithstanding any of these terms, The Contractos Plan reserves the right, without notice and in its sole discretion, to terminate your license to use the Site, and to block or prevent future access to and use of the Site.

Severability
If any provision of these Site Terms shall be deemed unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Site Terms and shall not affect the validity and enforceability of any remaining provisions.

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Contact customer service at retirement@contractorsplan.com or (888)272-7526 (7:00am to 7:00pm CT M-F).